Crypto.com Visa

0% cashback (up to 4.5%), no annual fee, 0% FX fee. Tiers and yearly value.

Network: Visa debit
Custody: Custodial
Regions: US, EU, UK, SG, AU

Tiers

Basic: 0% cashback, no a year
Plus: 1.5% cashback, $59.88 a year, needs Subscription $4.99/month ($49.90/year) or CRO lockup (~$500, US)
Pro: 2.5% cashback, $359.88 a year, needs Subscription $29.99/month ($299.90/year) or lock $5,000 of CRO
Private: 3.5% cashback, no a year, needs Lock $50,000 of CRO (12 months)
Private (top, ex-Obsidian): 4.5% cashback, no a year, needs Lock $500,000 of CRO (12 months)

Features

Up to 5% CRO back (Level Up tiers, monthly caps)
Free Basic tier earns 0%; rewards need Level Up subscription or 12-month CRO lockup
Plus $4.99/mo, Pro $29.99/mo or CRO lockup
Airport lounge access on top tiers