Ethena Pay Card

4% cashback (up to 5%), no annual fee, 1% FX fee. Tiers and yearly value.

Network: Visa debit
Custody: Non-Custodial
Regions: LATAM, BR, APAC, HK, SG, AU

Tiers

Standard: 4% cashback, no a year
Pro: 4.5% cashback, unpublished a year, needs Subscription or referrals (terms not published on site)
VIP: 5% cashback, unpublished a year, needs Not published on site

Features

Virtual Visa Platinum card issued by Third National via Rain
AVAX cashback: 4% Standard, 4.5% Pro, 5% VIP (monthly bands)
Up to 6% total rate on USDe balances (Daily Boost)
No FX markup: Visa conversion fee passed through at cost (~1%)
Self-custodial wallet with passkeys; non-US persons only