Tangem Pay

1% cashback (up to 2%), no annual fee, 1.5% FX fee. Tiers and yearly value.

Network: Visa debit
Custody: Self-Custody
Regions: US, LATAM, APAC

Tiers

Basic: 1% cashback, no a year
Plus: 2% cashback, $359.88 a year, needs Subscription $29.99/month (waived with $4,500 monthly spend or $65,000 in Yield Mode)

Features

Visa card linked to the Tangem self-custody wallet app
1% (Basic) / 2% (Plus) USDC cashback on purchases of $30+
Virtual card plus limited-run physical card with ATM access
Free Basic plan; Plus $29.99/month with fee waivers