Wirex One Card

0.5% cashback (up to 8%), no annual fee, 0% FX fee. Tiers and yearly value.

Network: Visa debit
Custody: Custodial
Regions: EU, UK, CH, AU, HK, APAC

Tiers

Base: 0.5% cashback, no a year
Premium: 1% cashback, no a year, needs $500 portfolio with 1% in WPAY
Elite: 3% cashback, no a year, needs $2,500 portfolio with 3% in WPAY
Private: 5% cashback, no a year, needs $25,000 portfolio plus WPAY holding
Bespoke: 8% cashback, no a year, needs $50,000 portfolio plus WPAY holding

Features

Wirex One app; legacy EEA app services ended 30 Sep 2026
0.5% (Base) to 8% USD cashback by WPAY-based membership tier, no subscription
0% Wirex FX markup, multi-currency
Physical card from Premium; ATM up to EUR750/day, EUR5,000/month