Best cards

Best crypto cards for AI subscriptions

Crypto cards that give money back when you pay for ChatGPT, Claude and other AI subscriptions.

Top 3 right now: OKX Card (50%), Bleap Card (20%), Ether.fi Card (10–30%).

On-chain data for October 2026.

  1. OKX Card by OKX: 2% cashback, no annual fee, AI subscription benefit 50%. 50% back on ChatGPT and Claude subscriptions, up to $20 a month. US card only, paid with USDG. Drawback: The best rates need staking, holdings or a VIP level
  2. Bleap Card by Bleap: 1% cashback, no annual fee, AI subscription benefit 20%. 20% cashback in USDC on ChatGPT, Claude and Gemini subscriptions, with no monthly fee or tier needed. Drawback: Only available in the EU and Switzerland
  3. Ether.fi Card by Ether.fi: 3% cashback, no annual fee, AI subscription benefit 10–30%. 10% back on AI subscriptions such as ChatGPT, Claude and Cursor, up to $10 a month on Luxe. 20% up to $20 on Pinnacle and 30% up to $30 on VIP. Drawback: The best rates need staking, holdings or a VIP level
  4. Wirex One Card by Wirex: 0.5% cashback, no annual fee, AI subscription benefit 50%. 50% back on ChatGPT Plus and other subscriptions. Which subscriptions you unlock depends on your tier. Drawback: The best rates need staking, holdings or a VIP level
  5. Plasma One Card by Plasma: 2% cashback, no annual fee, AI subscription benefit 5–10%. Core: 5% cashback on AI spend (up to $500 of purchases a month) and a ChatGPT Go subscription included. Platinum: 10% on AI spend plus Claude Pro and ChatGPT Plus. Drawback: The best rates need staking, holdings or a VIP level
  6. COCA Card by COCA: 1% cashback, no annual fee, AI subscription benefit 50%. 50% cashback on one AI subscription a month (ChatGPT, Claude, Perplexity, Midjourney or Cursor), for charges up to $70. Depends on your tier. Drawback: The best rates need staking, holdings or a VIP level
  7. Solid Card by Rain: 3% cashback, no annual fee, AI subscription benefit 25–50%. 25% cashback on AI and subscription purchases on Prime and 50% on Ultra, within the monthly cashback cap. Drawback: High FX fee (1.5%)
  8. Bybit Card by Bybit: 2% cashback, no annual fee, AI subscription benefit 100%. 100% cashback on ChatGPT Plus and Claude Pro subscriptions for VIP users and card Tier 3 or above, within the monthly cashback cap. Drawback: High FX fee (2%)
  9. Based Card by Based: 0% cashback, no annual fee, AI subscription benefit $10–100. AI rebate on ChatGPT, Claude and Grok subscriptions: $10 a month on Premium, $100 a month on Gold. Drawback: Cashback only on higher tiers

Compare OKX vs Bleap

How this list is ranked

Only cards whose issuer states an AI subscription benefit on its official site are listed. Cards that give it on the entry tier come first, then cards ranked by on-chain spend last month. Most benefits need a higher tier, so check the condition on each card.

Frequently asked questions

What are the best crypto cards for AI subscriptions?

Top 3 right now: OKX Card (50%), Bleap Card (20%), Ether.fi Card (10–30%).

Other lists